Annual Health Insurance Coverage
Medical Insurance Fee - $700 per year provided by guard.me
Emergency medical insurance is mandatory for all international students at Lambton College. This includes students who are full-time and part-time and who are on a co-op. This insurance is provided by guard.me - a third party insurance provider.
International students of Lambton College are not permitted to opt-out of the medical insurance fee, but this does not preclude students from purchasing additional coverage from other insurance providers. To review the Benefit Summary that includes both
emergency and non-emergency coverage, please refer to Policy Documents for guard.me at Lambton.
Coverage periods for studies starting in:
- Fall term: September 1 - August 31 - Cost $700
- Winter term: January 1 - December 31 - Cost $700
- Spring term: May 1 - April 30 - Cost $700
Contact healthinsurance@lambtoncollege.ca in case of an emergency. Annual E-Cards are sent to your myLambton email directly from guard.me.
New Students
Coverage is effective 30 days before September 1, January 1, and May 1 for NEW international students arriving in Canada. If students are arriving more than 30 days before their program start date, they are eligible to purchase additional medical insurance
from guard.me. Early arrival is a one-time purchase only, it cannot be purchased beyond the program start date. Learn more about guard.me from the For Frequently Asked Questions video:
Guard.me Coverage
Coverage does not include over-the-counter medication. It is also important to note that coverage is for registered students of Lambton College only. This coverage does not extend to spouses or children. If you have a spouse or any dependents, you may
wish to pay a supplemental fee to include them in your coverage. The policy does not, nor is it intended to, replace the coverage under OHIP (Ontario Health Insurance Plan), for yourself or any member of your family.
The health care insurance is for emergency health care coverage during one's study period and involves only a basic package that is subject to change on an annual basis. It is important to emphasize that not all conditions are covered and prospective
international students are strongly urged to review the coverage details prior to arriving in Canada. This will allow time to purchase additional coverage before departure, if needed.
Please refer to guard.me for international student emergency insurance coverage details as they pertain to international students.
Lambton College is not responsible for any of the costs of any form of health care services received or sought by the student.
In collaboration with the global mental health support for students, keep.meSAFE, students have access from anywhere in the world, anytime
day or night to mental health support, including crisis support from certified counsellors by phone or Android/IOS app. Additionally, periodical Mental Health and Well-Being webinars on various topics are conducted throughout the term.
For more information on this service and how to access it, please visit the keep.meSAFE website and register with your Lambton College
email.